Lender profile · HMDA 2023–2025
Traditional Mortgage Acceptance Corporation mortgage approval rates & lending data
Traditional Mortgage Acceptance Corporation decided 3,076 mortgage applications and funded 2,645 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 123 / 129 | 98% | $195K | 121 |
| Home improvement loans | 87% | 95 / 109 | 100% | $245K | 95 |
| Refinance | 87% | 2,479 / 2,838 | 98% | $225K | 2,429 |
Traditional Mortgage Acceptance Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 89% | $435K | 879 | 764 |
| Florida | 82% | $195K | 395 | 313 |
| Texas | 81% | $145K | 278 | 223 |
| Arizona | 87% | $185K | 174 | 149 |
| Washington | 91% | $275K | 146 | 129 |
| Utah | 94% | $225K | 143 | 132 |
| Colorado | 91% | $255K | 128 | 115 |
| Pennsylvania | 89% | $155K | 109 | 93 |
| Georgia | 91% | $145K | 106 | 96 |
| South Carolina | 96% | $165K | 96 | 90 |
| Oregon | 88% | $275K | 91 | 79 |
| Idaho | 94% | $215K | 72 | 65 |
| Michigan | 91% | $155K | 46 | 42 |
| New Jersey | 92% | $195K | 40 | 37 |
| Tennessee | 92% | $195K | 39 | 36 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.