Lender profile · HMDA 2023–2025
Truwest Credit Union mortgage approval rates & lending data
Truwest Credit Union decided 2,081 mortgage applications and funded 1,556 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 581 / 670 | 95% | $305K | 551 |
| Home improvement loans | 83% | 49 / 59 | 100% | $105K | 49 |
| Cash-out refinance | 75% | 859 / 1,149 | 97% | $145K | 835 |
| Refinance | 45% | 45 / 101 | 89% | $215K | 40 |
| Investment property purchase | 94% | 58 / 62 | 93% | $335K | 54 |
| Investment cash-out refinance | 70% | 21 / 30 | 95% | $235K | 20 |
Truwest Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Arizona | 79% | $145K | 1,863 | 1,410 |
| Texas | 70% | $205K | 196 | 130 |
| Florida | 50% | $255K | 4 | 2 |
| California | 100% | $705K | 3 | 2 |
| Idaho | 100% | $395K | 2 | 2 |
| Indiana | 50% | $285K | 2 | 1 |
| North Carolina | 100% | $245K | 2 | 2 |
| Oregon | 100% | $325K | 2 | 2 |
| Tennessee | 100% | $325K | 2 | 2 |
| Arkansas | 100% | $235K | 1 | 1 |
| District of Columbia | 0% | — | 1 | 0 |
| Illinois | 100% | — | 1 | 0 |
| Utah | 100% | $595K | 1 | 1 |
| Washington | 100% | $465K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.