Lender profile · HMDA 2023–2025
Umassfive College Federal Credit Union mortgage approval rates & lending data
Umassfive College Federal Credit Union decided 703 mortgage applications and funded 505 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 45 / 50 | 98% | $325K | 44 |
| Home improvement loans | 85% | 463 / 545 | 84% | $75K | 390 |
| Refinance | 77% | 61 / 79 | 85% | $85K | 52 |
Umassfive College Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 85% | $75K | 679 | 492 |
| Connecticut | 100% | $105K | 10 | 10 |
| New York | 0% | — | 3 | 0 |
| District of Columbia | 100% | $405K | 2 | 2 |
| New Hampshire | 0% | — | 2 | 0 |
| California | 0% | — | 1 | 0 |
| Maryland | 0% | — | 1 | 0 |
| Michigan | 0% | — | 1 | 0 |
| New Mexico | 0% | — | 1 | 0 |
| Pennsylvania | 0% | — | 1 | 0 |
| Rhode Island | 0% | — | 1 | 0 |
| Virginia | 100% | $905K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.