Lender profile · HMDA 2023–2025
United Bank (Georgia) mortgage approval rates & lending data
United Bank (Georgia) decided 571 mortgage applications and funded 456 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 143 / 159 | 87% | $335K | 124 |
| Home improvement loans | 85% | 152 / 179 | 94% | $75K | 143 |
| Refinance | 94% | 68 / 72 | 85% | $155K | 58 |
| Investment property purchase | 95% | 59 / 62 | 93% | $265K | 55 |
| Investment refinance | 96% | 46 / 48 | 93% | $155K | 43 |
| Investment home improvement | 85% | 22 / 26 | 91% | $105K | 20 |
United Bank (Georgia) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Georgia | 88% | $155K | 552 | 440 |
| Florida | 100% | $345K | 11 | 9 |
| North Carolina | 100% | $315K | 4 | 3 |
| Alabama | 100% | $375K | 2 | 2 |
| South Carolina | 100% | $445K | 1 | 1 |
| Tennessee | 100% | $185K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.