Lender profile · HMDA 2023–2025
United Community Bank (Georgia) mortgage approval rates & lending data
United Community Bank (Georgia) decided 14,776 mortgage applications and funded 10,286 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 75% | 4,423 / 5,887 | 99% | $305K | 4,367 |
| Home improvement loans | 67% | 2,964 / 4,400 | 96% | $105K | 2,835 |
| Cash-out refinance | 61% | 285 / 465 | 99% | $235K | 281 |
| Refinance | 72% | 2,199 / 3,034 | 96% | $155K | 2,102 |
| Investment property purchase | 82% | 397 / 482 | 98% | $265K | 388 |
| Investment cash-out refinance | 65% | 56 / 86 | 100% | $205K | 56 |
| Investment refinance | 73% | 175 / 240 | 97% | $225K | 170 |
| Investment home improvement | 51% | 93 / 182 | 94% | $155K | 87 |
United Community Bank (Georgia) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Georgia | 73% | $155K | 4,906 | 3,491 |
| South Carolina | 74% | $155K | 2,701 | 1,911 |
| North Carolina | 79% | $345K | 2,438 | 1,885 |
| Tennessee | 74% | $245K | 1,865 | 1,337 |
| Alabama | 76% | $225K | 1,147 | 854 |
| Florida | 70% | $285K | 998 | 676 |
| Texas | 22% | $85K | 323 | 70 |
| Louisiana | 10% | $85K | 269 | 27 |
| Arkansas | 41% | $85K | 56 | 23 |
| Mississippi | 18% | $75K | 44 | 8 |
| Oklahoma | 4% | $65K | 23 | 1 |
| New York | 100% | $3M | 2 | 1 |
| Virginia | 100% | $245K | 2 | 2 |
| Illinois | 0% | — | 1 | 0 |
| Indiana | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.