Lender profile · HMDA 2023–2025
United Heritage mortgage approval rates & lending data
United Heritage decided 966 mortgage applications and funded 613 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 58% | 41 / 71 | 100% | $195K | 41 |
| Home improvement loans | 70% | 482 / 689 | 99% | $105K | 479 |
| Cash-out refinance | 46% | 88 / 193 | 100% | $195K | 88 |
United Heritage lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 64% | $105K | 966 | 613 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.