Lender profile · HMDA 2023–2025
United Mortgage Corp. mortgage approval rates & lending data
United Mortgage Corp. decided 7,583 mortgage applications and funded 5,673 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 4,723 / 4,992 | 84% | $535K | 3,951 |
| Cash-out refinance | 97% | 1,252 / 1,289 | 73% | $275K | 909 |
| Refinance | 96% | 336 / 349 | 69% | $455K | 232 |
| Investment property purchase | 93% | 532 / 574 | 71% | $335K | 380 |
| Investment cash-out refinance | 92% | 275 / 298 | 62% | $355K | 171 |
| Investment refinance | 90% | 70 / 78 | 39% | $395K | 27 |
United Mortgage Corp. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 95% | $535K | 3,359 | 2,516 |
| New Jersey | 96% | $475K | 1,137 | 831 |
| Pennsylvania | 96% | $195K | 792 | 653 |
| Florida | 91% | $395K | 678 | 461 |
| Texas | 97% | $225K | 375 | 291 |
| Ohio | 97% | $205K | 210 | 149 |
| South Carolina | 96% | $325K | 145 | 114 |
| Connecticut | 95% | $365K | 129 | 98 |
| Georgia | 93% | $275K | 86 | 65 |
| Nevada | 100% | $355K | 79 | 71 |
| Michigan | 97% | $225K | 59 | 43 |
| Colorado | 97% | $355K | 58 | 44 |
| North Carolina | 91% | $305K | 57 | 39 |
| Tennessee | 98% | $275K | 53 | 43 |
| Indiana | 95% | $155K | 44 | 31 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.