Lender profile · HMDA 2023–2025
United Texas Credit Union mortgage approval rates & lending data
United Texas Credit Union decided 348 mortgage applications and funded 328 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Cash-out refinance | 96% | 292 / 305 | 98% | $75K | 285 |
United Texas Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 96% | $75K | 347 | 327 |
| North Carolina | 100% | $55K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.