Lender profile · HMDA 2023–2025
Unitus Community Credit Union mortgage approval rates & lending data
Unitus Community Credit Union decided 2,129 mortgage applications and funded 1,273 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 307 / 350 | 93% | $355K | 286 |
| Home improvement loans | 59% | 888 / 1,504 | 92% | $55K | 817 |
| Cash-out refinance | 63% | 119 / 190 | 95% | $135K | 113 |
| Refinance | 61% | 31 / 51 | 94% | $375K | 29 |
Unitus Community Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oregon | 65% | $65K | 1,829 | 1,106 |
| Washington | 65% | $55K | 258 | 152 |
| Arizona | 67% | $115K | 15 | 9 |
| California | 70% | $235K | 10 | 6 |
| Nevada | 0% | — | 6 | 0 |
| Idaho | 0% | — | 4 | 0 |
| Connecticut | 0% | — | 1 | 0 |
| Florida | 0% | — | 1 | 0 |
| New Mexico | 0% | — | 1 | 0 |
| New York | 0% | — | 1 | 0 |
| Ohio | 0% | — | 1 | 0 |
| South Carolina | 0% | — | 1 | 0 |
| Utah | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.