Lender profile · HMDA 2023–2025
University Credit Union (Maine) mortgage approval rates & lending data
University Credit Union (Maine) decided 462 mortgage applications and funded 388 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 85% | 127 / 149 | 94% | $205K | 120 |
| Home improvement loans | 89% | 125 / 141 | 98% | $55K | 123 |
| Cash-out refinance | 52% | 17 / 33 | 100% | $65K | 17 |
| Refinance | 99% | 82 / 83 | 100% | $75K | 82 |
| Investment property purchase | 88% | 35 / 40 | 97% | $135K | 34 |
University Credit Union (Maine) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Maine | 86% | $75K | 462 | 388 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.