Lender profile · HMDA 2023–2025
University of Kentucky mortgage approval rates & lending data
University of Kentucky decided 3,385 mortgage applications and funded 2,358 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 71% | 142 / 199 | 84% | $145K | 119 |
| Home improvement loans | 79% | 1,278 / 1,616 | 92% | $65K | 1,172 |
| Refinance | 77% | 994 / 1,294 | 90% | $105K | 898 |
| Investment property purchase | 73% | 83 / 113 | 99% | $175K | 82 |
| Investment refinance | 74% | 75 / 102 | 93% | $175K | 70 |
| Investment home improvement | 29% | 17 / 59 | 94% | $85K | 16 |
University of Kentucky lending by state
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.