Lender profile · HMDA 2023–2025
Unmb Home Loans Inc. mortgage approval rates & lending data
Unmb Home Loans Inc. decided 2,827 mortgage applications and funded 2,463 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 2,225 / 2,380 | 94% | $465K | 2,094 |
| Refinance | 94% | 231 / 245 | 88% | $435K | 204 |
| Investment property purchase | 91% | 144 / 158 | 91% | $285K | 131 |
| Investment refinance | 91% | 39 / 43 | 85% | $355K | 33 |
Unmb Home Loans Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 94% | $505K | 2,076 | 1,827 |
| New Jersey | 95% | $465K | 254 | 224 |
| Tennessee | 96% | $385K | 113 | 106 |
| Florida | 91% | $345K | 112 | 83 |
| Connecticut | 88% | $425K | 84 | 69 |
| Pennsylvania | 96% | $295K | 54 | 46 |
| Georgia | 83% | $375K | 29 | 20 |
| Texas | 92% | $265K | 25 | 20 |
| North Carolina | 100% | $285K | 23 | 22 |
| South Carolina | 84% | $265K | 19 | 16 |
| Virginia | 93% | $315K | 14 | 12 |
| Massachusetts | 75% | $255K | 4 | 3 |
| Alabama | 67% | $515K | 3 | 1 |
| California | 100% | $605K | 3 | 3 |
| Maryland | 67% | $275K | 3 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.