Lender profile · HMDA 2023–2025
Val-Chris Investments, Inc. mortgage approval rates & lending data
Val-Chris Investments, Inc. decided 2,578 mortgage applications and funded 2,557 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Cash-out refinance | 100% | 1,451 / 1,451 | 99% | $165K | 1,433 |
| Refinance | 100% | 432 / 432 | 100% | $145K | 431 |
| Investment property purchase | 100% | 54 / 54 | 100% | $355K | 54 |
| Investment cash-out refinance | 100% | 441 / 441 | 100% | $275K | 439 |
| Investment refinance | 100% | 186 / 186 | 100% | $195K | 186 |
Val-Chris Investments, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 100% | $165K | 2,234 | 2,216 |
| Arizona | 100% | $105K | 130 | 129 |
| Florida | 100% | $165K | 127 | 127 |
| Texas | 100% | $125K | 36 | 36 |
| Hawaii | 100% | $135K | 27 | 27 |
| Nevada | 100% | $175K | 11 | 9 |
| Washington | 100% | $305K | 9 | 9 |
| Colorado | 100% | $395K | 3 | 3 |
| Oklahoma | 100% | $95K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.