Lender profile · HMDA 2023–2025
Valley Financial Credit Union mortgage approval rates & lending data
Valley Financial Credit Union decided 836 mortgage applications and funded 663 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 151 / 164 | 100% | $275K | 151 |
| Home improvement loans | 80% | 230 / 289 | 100% | $55K | 230 |
| Cash-out refinance | 67% | 186 / 276 | 99% | $65K | 185 |
| Refinance | 84% | 27 / 32 | 100% | $85K | 27 |
| Investment cash-out refinance | 90% | 26 / 29 | 100% | $155K | 26 |
Valley Financial Credit Union lending by state
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.