Lender profile · HMDA 2023–2025
VANTAGE Credit Union mortgage approval rates & lending data
VANTAGE Credit Union decided 1,100 mortgage applications and funded 839 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 226 / 227 | 100% | $375K | 226 |
| Home improvement loans | 72% | 431 / 595 | 93% | $55K | 400 |
| Cash-out refinance | 100% | 43 / 43 | 100% | $275K | 43 |
| Refinance | 81% | 178 / 219 | 94% | $105K | 168 |
VANTAGE Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Missouri | 81% | $105K | 1,054 | 813 |
| Illinois | 68% | $115K | 44 | 26 |
| Florida | 0% | — | 1 | 0 |
| Kansas | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.