Lender profile · HMDA 2023–2025
Veridian Credit Union mortgage approval rates & lending data
Veridian Credit Union decided 13,827 mortgage applications and funded 12,524 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 6,054 / 6,231 | 98% | $205K | 5,910 |
| Home improvement loans | 87% | 3,802 / 4,386 | 99% | $55K | 3,768 |
| Cash-out refinance | 91% | 660 / 724 | 96% | $155K | 634 |
| Refinance | 90% | 1,721 / 1,915 | 99% | $85K | 1,696 |
| Investment property purchase | 97% | 392 / 403 | 96% | $165K | 378 |
| Investment cash-out refinance | 89% | 79 / 89 | 97% | $125K | 77 |
| Investment refinance | 82% | 32 / 39 | 100% | $65K | 32 |
| Investment home improvement | 75% | 30 / 40 | 97% | $75K | 29 |
Veridian Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Iowa | 93% | $155K | 10,106 | 9,219 |
| Nebraska | 91% | $215K | 2,938 | 2,637 |
| Minnesota | 90% | $105K | 693 | 607 |
| Illinois | 84% | $375K | 31 | 26 |
| Missouri | 100% | $205K | 15 | 13 |
| Wisconsin | 86% | $355K | 14 | 12 |
| Florida | 14% | $235K | 7 | 1 |
| Texas | 20% | $105K | 5 | 1 |
| South Dakota | 100% | $305K | 3 | 3 |
| California | 50% | $35K | 2 | 1 |
| Virginia | 100% | $65K | 2 | 2 |
| Arizona | 0% | — | 1 | 0 |
| Colorado | 100% | $165K | 1 | 1 |
| Connecticut | 0% | — | 1 | 0 |
| Georgia | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.