Lender profile · HMDA 2023–2025
Veritex Community Bank mortgage approval rates & lending data
Veritex Community Bank decided 486 mortgage applications and funded 453 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 261 / 273 | 98% | $485K | 255 |
| Cash-out refinance | 88% | 35 / 40 | 97% | $395K | 34 |
| Refinance | 95% | 41 / 43 | 100% | $1M | 41 |
| Investment property purchase | 98% | 92 / 94 | 100% | $425K | 92 |
Veritex Community Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 94% | $485K | 459 | 426 |
| Tennessee | 100% | $465K | 4 | 4 |
| Colorado | 100% | $345K | 3 | 3 |
| Florida | 100% | $505K | 3 | 3 |
| Arkansas | 100% | $265K | 2 | 2 |
| California | 100% | $365K | 2 | 2 |
| New York | 100% | $805K | 2 | 2 |
| Oklahoma | 100% | $255K | 2 | 2 |
| Arizona | 100% | $385K | 1 | 1 |
| Kansas | 100% | $485K | 1 | 1 |
| Massachusetts | 100% | $1.09M | 1 | 1 |
| Michigan | 100% | $505K | 1 | 1 |
| New Mexico | 100% | $505K | 1 | 1 |
| Ohio | 100% | $165K | 1 | 1 |
| Oregon | 100% | $405K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.