Lender profile · HMDA 2023–2025
Verity mortgage approval rates & lending data
Verity decided 505 mortgage applications and funded 350 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 64% | 16 / 25 | 100% | $255K | 16 |
| Home improvement loans | 73% | 245 / 337 | 99% | $105K | 243 |
| Refinance | 68% | 69 / 102 | 97% | $155K | 67 |
Verity lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Washington | 70% | $105K | 504 | 350 |
| Georgia | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.