Lender profile · HMDA 2023–2025
Vermillion State Bank mortgage approval rates & lending data
Vermillion State Bank decided 267 mortgage applications and funded 265 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 80 / 80 | 100% | $275K | 80 |
| Refinance | 100% | 119 / 119 | 100% | $95K | 119 |
| Investment property purchase | 100% | 33 / 33 | 100% | $215K | 33 |
Vermillion State Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Minnesota | 99% | $215K | 267 | 265 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.