Lender profile · HMDA 2023–2025
Visions Federal Credit Union mortgage approval rates & lending data
Visions Federal Credit Union decided 5,059 mortgage applications and funded 3,361 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 81% | 644 / 793 | 96% | $525K | 616 |
| Home improvement loans | 65% | 1,807 / 2,783 | 96% | $75K | 1,729 |
| Cash-out refinance | 72% | 980 / 1,368 | 97% | $175K | 947 |
| Refinance | 78% | 45 / 58 | 91% | $185K | 41 |
| Investment property purchase | 79% | 22 / 28 | 77% | $95K | 17 |
Visions Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Jersey | 72% | $205K | 2,667 | 1,837 |
| New York | 71% | $55K | 1,853 | 1,263 |
| Pennsylvania | 55% | $55K | 491 | 261 |
| Florida | 9% | — | 11 | 0 |
| North Carolina | 0% | — | 10 | 0 |
| South Carolina | 0% | — | 5 | 0 |
| Maryland | 0% | — | 3 | 0 |
| Tennessee | 0% | — | 3 | 0 |
| Virginia | 0% | — | 3 | 0 |
| California | 0% | — | 2 | 0 |
| Texas | 0% | — | 2 | 0 |
| Alabama | 0% | — | 1 | 0 |
| Arizona | 0% | — | 1 | 0 |
| Colorado | 0% | — | 1 | 0 |
| Connecticut | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.