Lender profile · HMDA 2023–2025
Washington State Employees Credit Union mortgage approval rates & lending data
Washington State Employees Credit Union decided 5,524 mortgage applications and funded 3,556 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 682 / 768 | 98% | $465K | 667 |
| Home improvement loans | 62% | 1,677 / 2,712 | 99% | $65K | 1,662 |
| Cash-out refinance | 68% | 934 / 1,364 | 98% | $125K | 920 |
| Refinance | 49% | 256 / 527 | 94% | $105K | 240 |
| Investment property purchase | 87% | 41 / 47 | 93% | $355K | 38 |
| Investment home improvement | 7% | 5 / 72 | 100% | $105K | 5 |
Washington State Employees Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Washington | 66% | $105K | 5,447 | 3,509 |
| Oregon | 72% | $35K | 40 | 29 |
| Idaho | 60% | $405K | 30 | 18 |
| Arizona | 0% | — | 1 | 0 |
| California | 0% | — | 1 | 0 |
| Maryland | 0% | — | 1 | 0 |
| Ohio | 0% | — | 1 | 0 |
| Pennsylvania | 0% | — | 1 | 0 |
| South Carolina | 0% | — | 1 | 0 |
| Texas | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.