Lender profile · HMDA 2023–2025
Washington Trust Mortgage Company LLC mortgage approval rates & lending data
Washington Trust Mortgage Company LLC decided 2,163 mortgage applications and funded 1,975 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 1,459 / 1,539 | 98% | $595K | 1,436 |
| Cash-out refinance | 73% | 61 / 84 | 100% | $435K | 61 |
| Refinance | 95% | 181 / 190 | 96% | $535K | 173 |
| Investment property purchase | 92% | 253 / 276 | 99% | $485K | 251 |
| Investment cash-out refinance | 81% | 21 / 26 | 90% | $535K | 19 |
| Investment refinance | 81% | 29 / 36 | 93% | $445K | 27 |
Washington Trust Mortgage Company LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 93% | $595K | 1,718 | 1,572 |
| Connecticut | 94% | $345K | 234 | 210 |
| Rhode Island | 97% | $395K | 158 | 148 |
| New Hampshire | 85% | $335K | 53 | 45 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.