Lender profile · HMDA 2023–2025
Webster First Federal Credit Union mortgage approval rates & lending data
Webster First Federal Credit Union decided 1,259 mortgage applications and funded 863 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 81% | 191 / 237 | 90% | $355K | 172 |
| Home improvement loans | 66% | 355 / 540 | 97% | $55K | 346 |
| Cash-out refinance | 68% | 209 / 308 | 99% | $105K | 206 |
| Refinance | 69% | 34 / 49 | 85% | $365K | 29 |
| Investment property purchase | 95% | 72 / 76 | 97% | $375K | 70 |
| Investment cash-out refinance | 95% | 36 / 38 | 94% | $375K | 34 |
Webster First Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 72% | $105K | 1,218 | 836 |
| New Hampshire | 71% | $75K | 14 | 9 |
| Florida | 78% | $355K | 9 | 7 |
| Maine | 40% | $65K | 5 | 2 |
| Rhode Island | 80% | $15K | 5 | 4 |
| Connecticut | 50% | $385K | 2 | 1 |
| Texas | 100% | $45K | 2 | 2 |
| Georgia | 0% | — | 1 | 0 |
| North Carolina | 100% | — | 1 | 0 |
| Pennsylvania | 100% | $755K | 1 | 1 |
| Wisconsin | 100% | $25K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.