Lender profile · HMDA 2023–2025
West Community Credit Union mortgage approval rates & lending data
West Community Credit Union decided 1,001 mortgage applications and funded 696 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 241 / 260 | 85% | $245K | 204 |
| Home improvement loans | 83% | 425 / 514 | 84% | $75K | 355 |
| Refinance | 73% | 113 / 154 | 73% | $105K | 83 |
| Investment home improvement | 65% | 24 / 37 | 88% | $55K | 21 |
West Community Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Missouri | 84% | $75K | 981 | 686 |
| Illinois | 83% | $45K | 12 | 8 |
| Arkansas | 50% | $275K | 2 | 1 |
| Indiana | 0% | — | 2 | 0 |
| Kansas | 50% | $505K | 2 | 1 |
| California | 0% | — | 1 | 0 |
| Georgia | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.