Lender profile · HMDA 2023–2025
Westbury Bank mortgage approval rates & lending data
Westbury Bank decided 276 mortgage applications and funded 260 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 154 / 155 | 98% | $265K | 151 |
| Cash-out refinance | 89% | 34 / 38 | 97% | $105K | 33 |
| Investment property purchase | 100% | 27 / 27 | 96% | $225K | 26 |
Westbury Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Wisconsin | 96% | $265K | 276 | 260 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.