Lender profile · HMDA 2023–2025
Western Division Federal Credit Union mortgage approval rates & lending data
Western Division Federal Credit Union decided 946 mortgage applications and funded 802 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 84% | 93 / 111 | 98% | $205K | 91 |
| Home improvement loans | 92% | 344 / 373 | 98% | $55K | 338 |
| Cash-out refinance | 75% | 24 / 32 | 92% | $125K | 22 |
| Refinance | 85% | 330 / 387 | 98% | $75K | 322 |
| Investment home improvement | 58% | 15 / 26 | 93% | $25K | 14 |
Western Division Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 87% | $75K | 946 | 802 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.