Lender profile · HMDA 2023–2025
Westfield Bank mortgage approval rates & lending data
Westfield Bank decided 1,987 mortgage applications and funded 1,774 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 750 / 756 | 98% | $295K | 734 |
| Home improvement loans | 88% | 528 / 601 | 95% | $65K | 503 |
| Refinance | 90% | 499 / 557 | 95% | $105K | 474 |
| Investment property purchase | 98% | 46 / 47 | 96% | $255K | 44 |
Westfield Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 94% | $105K | 1,764 | 1,590 |
| Connecticut | 85% | $205K | 204 | 166 |
| Florida | 88% | $185K | 8 | 7 |
| Rhode Island | 100% | $435K | 7 | 7 |
| New Hampshire | 100% | $35K | 2 | 2 |
| Maine | 100% | $625K | 1 | 1 |
| South Carolina | 100% | $105K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.