Lender profile · HMDA 2023–2025
Wilmington Savings Fund Society, FSB mortgage approval rates & lending data
Wilmington Savings Fund Society, FSB decided 10,729 mortgage applications and funded 8,383 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 3,235 / 3,460 | 99% | $285K | 3,204 |
| Home improvement loans | 67% | 2,281 / 3,387 | 98% | $105K | 2,229 |
| Cash-out refinance | 87% | 185 / 213 | 100% | $295K | 185 |
| Refinance | 81% | 1,961 / 2,417 | 98% | $155K | 1,930 |
| Investment property purchase | 85% | 533 / 629 | 96% | $215K | 512 |
| Investment cash-out refinance | 89% | 31 / 35 | 100% | $235K | 31 |
| Investment refinance | 60% | 130 / 217 | 100% | $225K | 130 |
| Investment home improvement | 46% | 169 / 371 | 96% | $125K | 162 |
Wilmington Savings Fund Society, FSB lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 81% | $225K | 5,005 | 3,975 |
| Delaware | 78% | $155K | 3,682 | 2,845 |
| New Jersey | 74% | $115K | 1,404 | 1,020 |
| Florida | 84% | $315K | 116 | 96 |
| Maryland | 85% | $135K | 115 | 94 |
| California | 86% | $175K | 72 | 59 |
| South Carolina | 92% | $205K | 38 | 35 |
| North Carolina | 89% | $155K | 36 | 32 |
| Georgia | 74% | $105K | 27 | 20 |
| Alabama | 96% | $205K | 24 | 23 |
| Virginia | 91% | $625K | 22 | 20 |
| New York | 90% | $475K | 21 | 19 |
| Arizona | 100% | $105K | 19 | 19 |
| Connecticut | 94% | $285K | 16 | 15 |
| Ohio | 93% | $85K | 15 | 14 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.