Lender profile · HMDA 2023–2025
Winchester Co-operative Bank mortgage approval rates & lending data
Winchester Co-operative Bank decided 479 mortgage applications and funded 452 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 232 / 239 | 99% | $745K | 230 |
| Home improvement loans | 95% | 37 / 39 | 97% | $285K | 36 |
| Refinance | 88% | 67 / 76 | 97% | $245K | 65 |
| Investment property purchase | 98% | 83 / 85 | 99% | $1.06M | 82 |
| Investment refinance | 100% | 27 / 27 | 96% | $375K | 26 |
Winchester Co-operative Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 96% | $745K | 462 | 438 |
| New Hampshire | 86% | $395K | 14 | 12 |
| Maine | 67% | $105K | 3 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.