Lender profile · HMDA 2023–2025
Workers Federal Credit Union mortgage approval rates & lending data
Workers Federal Credit Union decided 2,817 mortgage applications and funded 2,292 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 569 / 636 | 95% | $525K | 543 |
| Home improvement loans | 84% | 894 / 1,064 | 96% | $75K | 857 |
| Cash-out refinance | 81% | 624 / 770 | 94% | $135K | 589 |
| Refinance | 78% | 39 / 50 | 85% | $585K | 33 |
| Investment property purchase | 98% | 142 / 145 | 96% | $585K | 137 |
| Investment cash-out refinance | 93% | 77 / 83 | 96% | $645K | 74 |
| Investment refinance | 93% | 53 / 57 | 98% | $785K | 52 |
Workers Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 85% | $135K | 2,632 | 2,135 |
| New Hampshire | 88% | $155K | 184 | 156 |
| Connecticut | 100% | $435K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.