Lender profile · HMDA 2023–2025
Zippy Loans, LLC mortgage approval rates & lending data
Zippy Loans, LLC decided 6,551 mortgage applications and funded 2,928 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 45% | 2,964 / 6,524 | 98% | $45K | 2,919 |
| Investment property purchase | 33% | 9 / 27 | 100% | $75K | 9 |
Zippy Loans, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 46% | $45K | 1,446 | 651 |
| Indiana | 43% | $35K | 1,086 | 452 |
| Texas | 51% | $55K | 734 | 373 |
| Illinois | 40% | $35K | 673 | 260 |
| Kansas | 55% | $35K | 571 | 307 |
| Florida | 39% | $45K | 526 | 204 |
| Wisconsin | 54% | $55K | 412 | 223 |
| Missouri | 45% | $35K | 242 | 108 |
| Ohio | 59% | $55K | 152 | 89 |
| Arizona | 60% | $45K | 126 | 76 |
| Kentucky | 18% | $25K | 119 | 21 |
| Georgia | 23% | $45K | 107 | 25 |
| Iowa | 51% | $45K | 79 | 40 |
| Oklahoma | 24% | $25K | 66 | 16 |
| Alabama | 58% | $35K | 64 | 36 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.