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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Orleans Parish, Louisiana

Fat Boy Data analyzed investment home improvement loan activity in Orleans Parish, Louisiana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 327 applications were decided by 58 lenders between 2023 and 2025.

Orleans Parish at a glance

58Active lenders3 with 20+ decisions
53.8%Market approval rate176 of 327 decided
$175KTypical loanmedian lender, $10K brackets
95%Borrower take-up167 loans funded

How Orleans Parish compares

Approval rate compared
Orleans Parish53.8%Louisiana64.4%All 616 counties51.2%
Typical loan compared
Orleans Parish$175KLouisiana$85KAll 616 counties$115K

What the data shows

Gulf Coast Bank and Trust Company made the most investment home improvement loans in Orleans Parish, LA, 47 of them.

That is 28% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.

Gulf Coast Bank and Trust Company approved the highest share of applications among lenders with at least 20 decisions here, 84% of 62.

Lenders approved 53.8% of investment home improvement loan applications in Orleans Parish, LA, 10.6 percentage points below the Louisiana rate of 64.4%.

The typical investment home improvement loan here is $175K, 106% larger than the Louisiana typical of $85K.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Investment property improvement lenders in Orleans Parish

LenderApprovalApprovedTaken upTypical loanLoans made
1Gulf Coast Bank and Trust Company84%52 / 6290%$175K47
2Navy Federal Credit Union10%5 / 50100%$95K5
3Deephaven Mortgage LLC35%9 / 26100%$135K9
4Resource BankLimited sample100%15 / 15100%$315K15
5Bank of America, National AssociationLimited sample25%3 / 12100%$75K3

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 53 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Orleans Parish. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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