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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Anne Arundel County, Maryland

Fat Boy Data analyzed cash-out refinance activity in Anne Arundel County, Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,108 applications were decided by 274 lenders between 2023 and 2025.

Anne Arundel County at a glance

274Active lenders53 with 20+ decisions
70.5%Market approval rate5,008 of 7,108 decided
$155KTypical loanmedian lender, $10K brackets
95%Borrower take-up4,769 loans funded

How Anne Arundel County compares

Approval rate compared
Anne Arundel County70.5%Maryland65.4%All 616 counties68.2%
Typical loan compared
Anne Arundel County$155KMaryland$155KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Anne Arundel County, MD, 1,221 of them.

That is 26% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Nfm, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 33.

Lenders approved 70.5% of cash-out refinance applications in Anne Arundel County, MD, 5.1 percentage points above the Maryland rate of 65.4%.

Approval rate of all 53 lenders with 20+ decisions here
0%25%50%75%100%Network Capital Funding Corporation: 14% approved of 22Mortgage Research Center, LLC: 17% approved of 81American Financing Corporation: 23% approved of 26Lakeview Loan Servicing, LLC: 25% approved of 93Carrington Mortgage Services, LLC: 34% approved of 230New Day Financial, LLC: 34% approved of 106Homexpress Mortgage Corp.: 35% approved of 20Amerisave Mortgage Corporation: 35% approved of 328Spring Eq, LLC: 42% approved of 52New American Funding, LLC: 44% approved of 57Mutual of Omaha Mortgage, Inc.: 51% approved of 73Pentagon Federal Credit Union: 51% approved of 35Wells Fargo Bank, National Association: 52% approved of 84Newrez LLC: 54% approved of 329Village Capital & Investment LLC: 56% approved of 62U.S. Bank National Association: 60% approved of 20Nextmark: 61% approved of 23Prosperity Home Mortgage, LLC: 62% approved of 26Flagstar Bank, National Association: 64% approved of 42Quorum Federal Credit Union: 70% approved of 33Freedom Mortgage Corporation: 70% approved of 214Pennymac Loan Services, LLC: 71% approved of 222Loandepot.Com, LLC: 71% approved of 144Truist Bank: 71% approved of 48Wright Patman Congressional Federal Credit Union: 71% approved of 31Sofi Bank, N.A.tional Association: 71% approved of 21Navy Federal Credit Union: 72% approved of 378GoodLeap, LLC: 74% approved of 50NORTHROP GRUMMAN Federal Credit Union: 77% approved of 53TOWER Federal Credit Union: 78% approved of 423State Employees Credit Union of Maryland, Incorporated: 78% approved of 311United Wholesale Mortgage, LLC: 79% approved of 340Sandy Spring Bank: 79% approved of 42Sun West Mortgage Company, Inc.: 79% approved of 28Nationstar Mortgage LLC: 79% approved of 132Manufacturers and Traders Trust Company: 79% approved of 53The Federal Savings Bank: 80% approved of 64Equity Prime Mortgage LLC: 81% approved of 32JPMorgan Chase Bank, National Association: 82% approved of 34Atlantic Union Bank: 84% approved of 32Rocket Mortgage, LLC: 85% approved of 1,488Fairway Independent Mortgage Corporation: 90% approved of 20First Home Mortgage Corporation: 91% approved of 33Lower, LLC: 91% approved of 23Crosscountry Mortgage, LLC: 93% approved of 29Aberdeen Proving Ground Federal Credit Union: 93% approved of 29Movement Mortgage, LLC: 93% approved of 30TowneBank: 96% approved of 23First Financial of Maryland Federal Credit Union: 98% approved of 48Nfm, Inc.: 100% approved of 33Coastal Community Bank: 100% approved of 32Reliance First Capital, LLC: 100% approved of 31Cmg Mortgage, Inc.: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Anne Arundel County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC85%1,258 / 1,48897%$155K1,221
2TOWER Federal Credit Union78%329 / 42399%$155K327
3Navy Federal Credit Union72%274 / 37897%$155K266
4United Wholesale Mortgage, LLCBroker only79%267 / 34096%$335K257
5Newrez LLC54%177 / 32999%$145K175

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 269 more lenders.

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Other lending data for Anne Arundel County

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Nearby markets

All lending in Anne Arundel CountyCounty overviewCash-out refinance across MarylandStatewideBaltimore CountyNearby countyHoward CountyNearby countyPrince George's CountyNearby county