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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Prince George's County, Maryland

Fat Boy Data analyzed home improvement loan activity in Prince George's County, Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,326 applications were decided by 148 lenders between 2023 and 2025.

Prince George's County at a glance

148Active lenders46 with 20+ decisions
46.8%Market approval rate4,364 of 9,326 decided
$75KTypical loanmedian lender, $10K brackets
93%Borrower take-up4,040 loans funded

How Prince George's County compares

Approval rate compared
Prince George's County46.8%Maryland56.0%All 616 counties62.7%
Typical loan compared
Prince George's County$75KMaryland$85KAll 616 counties$75K

What the data shows

Navy Federal Credit Union made the most home improvement loans in Prince George's County, MD, 1,107 of them.

That is 27% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Lendage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 33.

Lenders approved 46.8% of home improvement loan applications in Prince George's County, MD, 9.2 percentage points below the Maryland rate of 56.0%.

The typical home improvement loan here is $75K, 12% smaller than the Maryland typical of $85K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 46 lenders with 20+ decisions here
0%25%50%75%100%Fourleaf: 5% approved of 21State Employees Credit Union of Maryland, Incorporated: 13% approved of 167U.S. Bank National Association: 15% approved of 190Citibank, National Association: 23% approved of 35Bank of America, National Association: 25% approved of 1,267Spring Eq, LLC: 28% approved of 310Truist Bank: 28% approved of 760Manufacturers and Traders Trust Company: 29% approved of 481Apple Federal Credit Union: 34% approved of 95TD Bank, National Association: 37% approved of 187PNC Bank, National Association: 41% approved of 571Sandy Spring Bank: 47% approved of 86Citizens Bank, National Association: 47% approved of 236First National Bank of Pennsylvania: 48% approved of 88Pentagon Federal Credit Union: 48% approved of 318Third Federal Savings And Loan Association Of Cleveland: 50% approved of 70TOWER Federal Credit Union: 51% approved of 260Educational Systems: 53% approved of 331Loandepot.Com, LLC: 53% approved of 36WesBanco Bank, Inc.: 53% approved of 36State Department Federal Credit Union: 53% approved of 109Commonwealth One: 54% approved of 41New American Funding, LLC: 55% approved of 33Atlantic Union Bank: 56% approved of 41Fulton Bank, National Association: 57% approved of 37Pinnacle Bank: 60% approved of 35Transportation Federal Credit Union: 60% approved of 30Navy Federal Credit Union: 61% approved of 1,894AGRICULTURE Federal Credit Union: 61% approved of 54Northwest Federal Credit Union: 62% approved of 73FedChoice Federal Credit Union: 64% approved of 77Democracy Federal Credit Union: 64% approved of 22Spectra Credit Union: 64% approved of 25The Loan Store, Inc.: 66% approved of 29Figure Lending LLC: 66% approved of 161Nationstar Mortgage LLC: 70% approved of 66Rocket Mortgage, LLC: 74% approved of 27Library of Congress: 83% approved of 36Prince George's Community: 83% approved of 223United States Senate Federal Credit Union: 84% approved of 37JUSTICE Federal Credit Union: 86% approved of 59National Institutes of Health Federal Credit Union: 90% approved of 29Homebridge Financial Services, Inc.: 92% approved of 25NASA Federal Credit Union: 92% approved of 93Lendage, LLC: 97% approved of 33Coastal Community Bank: 99% approved of 110

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Prince George's County

LenderApprovalApprovedTaken upTypical loanLoans made
1Navy Federal Credit Union61%1,148 / 1,89496%$75K1,107
2Bank of America, National Association25%321 / 1,26797%$75K312
3Truist Bank28%214 / 76086%$95K184
4PNC Bank, National Association41%233 / 57195%$95K221
5Manufacturers and Traders Trust Company29%138 / 48189%$75K123

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 143 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Prince George's County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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