refinance lenders · HMDA 2023–2025

Refinance lenders in St. Mary's County, Maryland

Fat Boy Data analyzed mortgage refinance activity in St. Mary's County, Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,064 applications were decided by 113 lenders between 2023 and 2025.

St. Mary's County at a glance

113Active lenders14 with 20+ decisions
81.1%Market approval rate863 of 1,064 decided
$395KTypical loanmedian lender, $10K brackets
91%Borrower take-up788 loans funded

How St. Mary's County compares

Approval rate compared
St. Mary's County81.1%Maryland76.1%All 616 counties76.5%
Typical loan compared
St. Mary's County$395KMaryland$405KAll 616 counties$295K

What the data shows

Freedom Mortgage Corporation made the most mortgage refinances in St. Mary's County, MD, 82 of them.

First Home Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 23.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%Lakeview Loan Servicing, LLC: 45% approved of 29Mortgage Research Center, LLC: 56% approved of 52Truist Bank: 58% approved of 38Newrez LLC: 64% approved of 42Shore United Bank, National Association: 68% approved of 28Navy Federal Credit Union: 70% approved of 44Bank of America, National Association: 71% approved of 34PNC Bank, National Association: 74% approved of 61Rocket Mortgage, LLC: 79% approved of 81Village Capital & Investment LLC: 93% approved of 43United Wholesale Mortgage, LLC: 94% approved of 121Pennymac Loan Services, LLC: 95% approved of 55Freedom Mortgage Corporation: 97% approved of 105First Home Mortgage Corporation: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in St. Mary's County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only94%114 / 12196%$395K109
2Freedom Mortgage Corporation97%102 / 10580%$415K82
3Rocket Mortgage, LLC79%64 / 8191%$415K58
4PNC Bank, National Association74%45 / 6196%$105K43
5Pennymac Loan Services, LLC95%52 / 5598%$415K51

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 108 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in St. Mary's County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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