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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Plymouth County, Massachusetts

Fat Boy Data analyzed home improvement loan activity in Plymouth County, Massachusetts to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 8,902 applications were decided by 171 lenders between 2023 and 2025.

Plymouth County at a glance

171Active lenders39 with 20+ decisions
65.8%Market approval rate5,862 of 8,902 decided
$105KTypical loanmedian lender, $10K brackets
94%Borrower take-up5,516 loans funded

How Plymouth County compares

Approval rate compared
Plymouth County65.8%Massachusetts67.4%All 616 counties62.7%
Typical loan compared
Plymouth County$105KMassachusetts$105KAll 616 counties$75K

What the data shows

Citizens Bank, National Association made the most home improvement loans in Plymouth County, MA, 998 of them.

Bankesb approved the highest share of applications among lenders with at least 20 decisions here, 96% of 52.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 39 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 29% approved of 207Manufacturers and Traders Trust Company: 34% approved of 82Pentagon Federal Credit Union: 39% approved of 28Spring Eq, LLC: 47% approved of 53Bank of America, National Association: 47% approved of 811Third Federal Savings And Loan Association Of Cleveland: 48% approved of 33HarborOne Bank: 50% approved of 534PNC Bank, National Association: 58% approved of 57TD Bank, National Association: 58% approved of 139Webster Bank, National Association: 61% approved of 61Navy Federal Credit Union: 61% approved of 107U.S. Bank National Association: 61% approved of 79Rockland Trust Company: 62% approved of 1,465Eastern Bank: 65% approved of 844Guaranteed Rate, Inc.: 65% approved of 23Figure Lending LLC: 67% approved of 120Loandepot.Com, LLC: 67% approved of 21MASS BAY Credit Union: 68% approved of 31Citizens Bank, National Association: 69% approved of 1,505Fall River Five Cents Savings Bank: 71% approved of 38SHARON & CRESCENT UNITED Credit Union: 71% approved of 136First Technology: 72% approved of 81Direct Federal Credit Union: 73% approved of 52Rocket Mortgage, LLC: 74% approved of 23Nationstar Mortgage LLC: 76% approved of 25Salem Five Cents Savings Bank: 76% approved of 63The Cape Cod Five Cents Savings Bank: 79% approved of 184St. Anne's Credit Union: 80% approved of 30Workers Federal Credit Union: 82% approved of 28North Easton Savings Bank: 83% approved of 76Harvard University Employees Credit Union: 84% approved of 32Brightbridge Credit Union: 86% approved of 111ROCKLAND Federal Credit Union: 86% approved of 868Hanscom: 87% approved of 99Bluestone Bank: 87% approved of 71METRO Credit Union: 89% approved of 45BayCoast Bank: 95% approved of 41Liberty Bay Credit Union: 95% approved of 43Bankesb: 96% approved of 52

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Plymouth County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens Bank, National Association69%1,033 / 1,50597%$155K998
2Rockland Trust Company62%907 / 1,46594%$125K849
3ROCKLAND Federal Credit Union86%745 / 86890%$95K674
4Eastern Bank65%548 / 84490%$105K492
5Bank of America, National Association47%383 / 81198%$105K377

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 166 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Plymouth County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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