Cash-out refinance lenders in St. Clair County, Michigan
Fat Boy Data analyzed cash-out refinance activity in St. Clair County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,395 applications were decided by 143 lenders between 2023 and 2025.
St. Clair County at a glance
How St. Clair County compares
What the data shows
Rocket Mortgage, LLC made the most cash-out refinances in St. Clair County, MI, 499 of them.
That is 31% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.
Union Home Mortgage Corp. approved the highest share of applications among lenders with at least 20 decisions here, 98% of 50.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Cash-out refinance lenders in St. Clair County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 82% | 514 / 628 | 97% | $125K | 499 |
| 2 | United Wholesale Mortgage, LLCBroker only | 75% | 139 / 185 | 95% | $205K | 132 |
| 3 | The Huntington National Bank | 80% | 115 / 144 | 97% | $115K | 112 |
| 4 | Amerisave Mortgage Corporation | 25% | 32 / 126 | 97% | $85K | 31 |
| 5 | Carrington Mortgage Services, LLC | 53% | 65 / 122 | 74% | $125K | 48 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 138 more lenders.
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You are seeing the 5 largest cash-out refinance lenders in St. Clair County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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