refinance lenders · HMDA 2023–2025

Refinance lenders in Washtenaw County, Michigan

Fat Boy Data analyzed mortgage refinance activity in Washtenaw County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,774 applications were decided by 193 lenders between 2023 and 2025.

Washtenaw County at a glance

193Active lenders31 with 20+ decisions
79.0%Market approval rate2,191 of 2,774 decided
$265KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,056 loans funded

How Washtenaw County compares

Approval rate compared
Washtenaw County79.0%Michigan78.1%All 616 counties76.5%
Typical loan compared
Washtenaw County$265KMichigan$145KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Washtenaw County, MI, 161 of them.

Gold Star Mortgage Financial Group, Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 55.

The typical mortgage refinance here is $265K, 83% larger than the Michigan typical of $145K.

Approval rate of all 31 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 23% approved of 47Lakeview Loan Servicing, LLC: 37% approved of 38Lake Trust Credit Union: 43% approved of 21Flagstar Bank, National Association: 61% approved of 31Comerica Bank: 62% approved of 127The Huntington National Bank: 63% approved of 140Bank of America, National Association: 66% approved of 64Newrez LLC: 68% approved of 22Old National Bank: 74% approved of 110Citizens Bank, National Association: 75% approved of 118Fifth Third Bank, National Association: 77% approved of 60KeyBank National Association: 78% approved of 23First Merchants Bank: 79% approved of 101PNC Bank, National Association: 80% approved of 171Rocket Mortgage, LLC: 83% approved of 215Michigan Schools and Government: 83% approved of 30University of Michigan Credit Union: 84% approved of 37Dfcu Financial: 84% approved of 115ORSA credit union: 87% approved of 23Independent Bank: 91% approved of 22JPMorgan Chase Bank, National Association: 92% approved of 60Genisys Credit Union: 92% approved of 24United Wholesale Mortgage, LLC: 92% approved of 268Lake Michigan Credit Union: 94% approved of 65Crosscountry Mortgage, LLC: 95% approved of 42Pennymac Loan Services, LLC: 96% approved of 24Gold Star Mortgage Financial Group, Corporation: 100% approved of 55University Bank: 100% approved of 39Staunton Financial, Inc.: 100% approved of 25Freedom Mortgage Corporation: 100% approved of 25Union Home Mortgage Corp.: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Washtenaw County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only92%247 / 26896%$345K237
2Rocket Mortgage, LLC83%178 / 21590%$325K161
3PNC Bank, National Association80%137 / 17197%$155K133
4The Huntington National Bank63%88 / 14091%$235K80
5Comerica Bank62%79 / 12797%$165K77

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 188 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Washtenaw County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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