HomeMinnesotaRamsey CountyRefinance
refinance lenders · HMDA 2023–2025

Refinance lenders in Ramsey County, Minnesota

Fat Boy Data analyzed mortgage refinance activity in Ramsey County, Minnesota to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,733 applications were decided by 241 lenders between 2023 and 2025.

Ramsey County at a glance

241Active lenders26 with 20+ decisions
82.7%Market approval rate2,261 of 2,733 decided
$195KTypical loanmedian lender, $10K brackets
93%Borrower take-up2,108 loans funded

How Ramsey County compares

Approval rate compared
Ramsey County82.7%Minnesota82.1%All 616 counties76.5%
Typical loan compared
Ramsey County$195KMinnesota$235KAll 616 counties$295K

What the data shows

Trustone Financial Credit Union made the most mortgage refinances in Ramsey County, MN, 212 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 95% of 61.

The typical mortgage refinance here is $195K, 17% smaller than the Minnesota typical of $235K.

Approval rate of all 26 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 32% approved of 53Lakeview Loan Servicing, LLC: 49% approved of 37Mortgage Research Center, LLC: 53% approved of 36The Huntington National Bank: 68% approved of 74Old National Bank: 68% approved of 22Associated Bank, National Association: 70% approved of 40Loandepot.Com, LLC: 73% approved of 22Wings Financial Credit Union: 73% approved of 78Royal Credit Union: 76% approved of 21Wells Fargo Bank, National Association: 79% approved of 39Rocket Mortgage, LLC: 81% approved of 134U.S. Bank National Association: 82% approved of 165Trustone Financial Credit Union: 84% approved of 266United Wholesale Mortgage, LLC: 84% approved of 188Newrez LLC: 87% approved of 30Affinity Plus: 88% approved of 185Fairway Independent Mortgage Corporation: 89% approved of 36Ideal: 89% approved of 38Pennymac Loan Services, LLC: 90% approved of 60Prosperity Home Mortgage, LLC: 90% approved of 20Bremer Bank, National Association: 90% approved of 21Bell Bank: 92% approved of 96Alerus Financial, National Association: 93% approved of 59Blaze Credit Union: 93% approved of 60Crosscountry Mortgage, LLC: 94% approved of 51Freedom Mortgage Corporation: 95% approved of 61

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Ramsey County

LenderApprovalApprovedTaken upTypical loanLoans made
1Trustone Financial Credit Union84%223 / 26695%$105K212
2United Wholesale Mortgage, LLCBroker only84%158 / 18896%$315K152
3Affinity Plus88%162 / 18599%$85K161
4U.S. Bank National Association82%136 / 16598%$135K133
5Rocket Mortgage, LLC81%109 / 13496%$265K105

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 236 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest mortgage refinance lenders in Ramsey County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Ramsey County

Nearby markets