Home›Minnesota›St. Louis County›Mortgage lenders
mortgage lenders · HMDA 2023–2025

Mortgage lenders in St. Louis County, Minnesota

Fat Boy Data analyzed home purchase mortgage activity in St. Louis County, Minnesota to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,269 applications were decided by 271 lenders between 2023 and 2025.

St. Louis County at a glance

271Active lenders53 with 20+ decisions
92.0%Market approval rate5,769 of 6,269 decided
$215KTypical loanmedian lender, $10K brackets
97%Borrower take-up5,605 loans funded

How St. Louis County compares

Approval rate compared
St. Louis County92.0%Minnesota92.4%All 616 counties87.6%
Typical loan compared
St. Louis County$215KMinnesota$315KAll 616 counties$335K

What the data shows

North Shore Bank of Commerce made the most home purchase mortgages in St. Louis County, MN, 876 of them.

Regent Financial Group, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 198.

The typical home purchase mortgage here is $215K, 32% smaller than the Minnesota typical of $315K.

Approval rate of all 53 lenders with 20+ decisions here
0%25%50%75%100%Bankwest, Inc.: 15% approved of 3421St Mortgage Corporation: 33% approved of 85Triad Financial Services, Inc.: 46% approved of 135Flagstar Bank, National Association: 77% approved of 22Wells Fargo Bank, National Association: 81% approved of 86Park State Bank: 82% approved of 146Ely Area Credit Union: 83% approved of 23Plaza Home Mortgage, Inc.: 83% approved of 24USAA Federal Savings Bank: 85% approved of 39The Miners National Bank of Eveleth: 85% approved of 132Northview Bank: 85% approved of 34Guaranteed Rate, Inc.: 86% approved of 43North Shore Federal Credit Union: 89% approved of 70Newrez LLC: 89% approved of 27Rocket Mortgage, LLC: 89% approved of 130Granite Bank: 90% approved of 69U.S. Bank National Association: 90% approved of 288Guild Mortgage Company LLC: 90% approved of 30American Pacific Mortgage Corporation: 91% approved of 107Pennymac Loan Services, LLC: 91% approved of 23Members Cooperative: 92% approved of 177United Wholesale Mortgage, LLC: 92% approved of 103Mortgage Research Center, LLC: 93% approved of 134Superior Choice Credit Union: 93% approved of 44Compeer Financial, Flca: 94% approved of 47Cardinal Financial Company, Limited Partnership: 94% approved of 32Crosscountry Mortgage, LLC: 95% approved of 60JPMorgan Chase Bank, National Association: 95% approved of 22Mann Financial Inc.: 96% approved of 47Fairway Independent Mortgage Corporation: 96% approved of 500Prosperity Home Mortgage, LLC: 96% approved of 50American Neighborhood Mortgage Acceptance Company LLC: 96% approved of 25Wings Financial Credit Union: 96% approved of 26Navy Federal Credit Union: 96% approved of 28Union Home Mortgage Corp.: 97% approved of 32Affinity Plus: 97% approved of 67Centricity Credit Union: 97% approved of 36New American Funding, LLC: 97% approved of 110Bell Bank: 98% approved of 258Everett Financial, Inc.: 98% approved of 62Servion, Inc.: 99% approved of 165Summit Mortgage Corporation: 99% approved of 229North Shore Bank of Commerce: 99% approved of 902Frandsen Bank & Trust: 100% approved of 206Regent Financial Group, Inc.: 100% approved of 198National Bank of Commerce: 100% approved of 133The First National Bank of Gilbert: 100% approved of 52Guaranteed Rate Affinity, LLC: 100% approved of 50Nations Lending Corporation: 100% approved of 35Harbor Pointe Credit Union: 100% approved of 34Lower, LLC: 100% approved of 26Alameda Mortgage Corporation: 100% approved of 24Synergy One Lending, Inc.: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in St. Louis County

LenderApprovalApprovedTaken upTypical loanLoans made
1North Shore Bank of Commerce99%895 / 90298%$265K876
2Fairway Independent Mortgage Corporation96%480 / 50099%$125K473
3U.S. Bank National Association90%259 / 28899%$195K256
4Bell Bank98%252 / 258100%$255K251
5Summit Mortgage Corporation99%227 / 229100%$145K227

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 266 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest home purchase mortgage lenders in St. Louis County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for St. Louis County

Home improvement loans in St. Louis CountyCash-out refinance in St. Louis CountyRefinance in St. Louis CountyInvestment property purchase in St. Louis CountyInvestment cash-out refinance in St. Louis CountyInvestment refinance in St. Louis CountyInvestment home improvement in St. Louis County

Nearby markets

All lending in St. Louis CountyCounty overviewMortgage lenders across MinnesotaStatewide