refinance lenders · HMDA 2023–2025

Refinance lenders in DeSoto County, Mississippi

Fat Boy Data analyzed mortgage refinance activity in DeSoto County, Mississippi to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,457 applications were decided by 145 lenders between 2023 and 2025.

DeSoto County at a glance

145Active lenders26 with 20+ decisions
79.7%Market approval rate1,959 of 2,457 decided
$245KTypical loanmedian lender, $10K brackets
92%Borrower take-up1,794 loans funded

How DeSoto County compares

Approval rate compared
DeSoto County79.7%Mississippi78.6%All 616 counties76.5%
Typical loan compared
DeSoto County$245KMississippi$105KAll 616 counties$295K

What the data shows

Cadence Bank made the most mortgage refinances in DeSoto County, MS, 251 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 98% of 181.

The typical mortgage refinance here is $245K, 133% larger than the Mississippi typical of $105K.

Approval rate of all 26 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 24% approved of 55Lakeview Loan Servicing, LLC: 49% approved of 37Truist Bank: 50% approved of 22Homebridge Financial Services, Inc.: 52% approved of 21Wells Fargo Bank, National Association: 60% approved of 20Mortgage Research Center, LLC: 62% approved of 69Newrez LLC: 70% approved of 47Regions Bank: 70% approved of 159Bank of Bartlett: 71% approved of 21First Horizon Bank: 75% approved of 40Rocket Mortgage, LLC: 76% approved of 131Planet Home Lending, LLC: 79% approved of 33Royal United Mortgage LLC: 80% approved of 20Cadence Bank: 81% approved of 313Renasant Bank: 84% approved of 49Trustmark Bank: 85% approved of 113Guaranty Bank And Trust Company: 88% approved of 24United Wholesale Mortgage, LLC: 88% approved of 149Community Bank of Mississippi: 90% approved of 96Village Capital & Investment LLC: 90% approved of 58BankPlus: 90% approved of 81BankFirst Financial Services: 91% approved of 32Community Mortgage Corporation: 92% approved of 36Pennymac Loan Services, LLC: 94% approved of 107Union Home Mortgage Corp.: 96% approved of 74Freedom Mortgage Corporation: 98% approved of 181

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in DeSoto County

LenderApprovalApprovedTaken upTypical loanLoans made
1Cadence Bank81%255 / 31398%$65K251
2Freedom Mortgage Corporation98%177 / 18176%$315K134
3Regions Bank70%112 / 15988%$75K99
4United Wholesale Mortgage, LLCBroker only88%131 / 14989%$345K116
5Rocket Mortgage, LLC76%99 / 13189%$265K88

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 140 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest mortgage refinance lenders in DeSoto County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for DeSoto County

Nearby markets