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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Hinds County, Mississippi

Fat Boy Data analyzed home improvement loan activity in Hinds County, Mississippi to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,371 applications were decided by 53 lenders between 2023 and 2025.

Hinds County at a glance

53Active lenders10 with 20+ decisions
44.3%Market approval rate607 of 1,371 decided
$35KTypical loanmedian lender, $10K brackets
85%Borrower take-up513 loans funded

How Hinds County compares

Approval rate compared
Hinds County44.3%Mississippi54.6%All 616 counties62.7%
Typical loan compared
Hinds County$35KMississippi$55KAll 616 counties$75K

What the data shows

Regions Bank made the most home improvement loans in Hinds County, MS, 203 of them.

That is 40% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Community Bank of Mississippi approved the highest share of applications among lenders with at least 20 decisions here, 85% of 27.

Lenders approved 44.3% of home improvement loan applications in Hinds County, MS, 10.3 percentage points below the Mississippi rate of 54.6%.

The typical home improvement loan here is $35K, 36% smaller than the Mississippi typical of $55K.

Only 2 lenders here typically write at or below $35K: Regions Bank, Trustmark Bank.

Approval rate of all 10 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 8% approved of 49Bank of America, National Association: 28% approved of 40Keesler: 29% approved of 24Regions Bank: 37% approved of 712Navy Federal Credit Union: 38% approved of 29Figure Lending LLC: 42% approved of 26Trustmark Bank: 48% approved of 115BankPlus: 77% approved of 150Community Bank of Mississippi: 85% approved of 27Coastal Community Bank: 94% approved of 32

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Hinds County

LenderApprovalApprovedTaken upTypical loanLoans made
1Regions Bank37%260 / 71278%$35K203
2BankPlus77%116 / 15094%$45K109
3Trustmark Bank48%55 / 11593%$35K51
4Discover Bank8%4 / 49100%$65K4
5Bank of America, National Association28%11 / 40100%$45K11

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 48 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Hinds County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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