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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Clay County, Missouri

Fat Boy Data analyzed home purchase mortgage activity in Clay County, Missouri to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 11,252 applications were decided by 347 lenders between 2023 and 2025.

Clay County at a glance

347Active lenders83 with 20+ decisions
92.7%Market approval rate10,430 of 11,252 decided
$275KTypical loanmedian lender, $10K brackets
98%Borrower take-up10,218 loans funded

How Clay County compares

Approval rate compared
Clay County92.7%Missouri91.5%All 616 counties87.6%
Typical loan compared
Clay County$275KMissouri$235KAll 616 counties$335K

What the data shows

Communityamerica Federal Credit Union made the most home purchase mortgages in Clay County, MO, 922 of them.

First State Bank of St. Charles, Missouri approved the highest share of applications among lenders with at least 20 decisions here, 100% of 247.

The typical home purchase mortgage here is $275K, 17% larger than the Missouri typical of $235K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Zippy Loans, LLC: 39% approved of 5921St Mortgage Corporation: 41% approved of 282Triad Financial Services, Inc.: 59% approved of 199USAA Federal Savings Bank: 74% approved of 57Bank of America, National Association: 80% approved of 88Commerce Bank: 80% approved of 90Sun West Mortgage Company, Inc.: 81% approved of 36Flagstar Bank, National Association: 83% approved of 58Vanderbilt Mortgage and Finance, Inc.: 85% approved of 75Pennymac Loan Services, LLC: 86% approved of 77First National Bank of Omaha: 88% approved of 34U.S. Bank National Association: 89% approved of 135Plains Commerce Bank: 90% approved of 31Rocket Mortgage, LLC: 90% approved of 303Navy Federal Credit Union: 91% approved of 88Wells Fargo Bank, National Association: 91% approved of 46Mutual of Omaha Mortgage, Inc.: 91% approved of 35Mortgage Research Center, LLC: 92% approved of 216Capitol Federal Savings Bank: 92% approved of 76Newrez LLC: 92% approved of 39Leaderone Financial Corporation: 94% approved of 541Nbkc Bank: 94% approved of 132JPMorgan Chase Bank, National Association: 94% approved of 71United Wholesale Mortgage, LLC: 95% approved of 586Communityamerica Federal Credit Union: 95% approved of 987Oakstar Bank: 95% approved of 41UMB Bank, National Association: 95% approved of 103Everett Financial, Inc.: 96% approved of 112Arvest Bank: 96% approved of 150Union Home Mortgage Corp.: 96% approved of 52First Federal Bank of Kansas City: 96% approved of 111NBH Bank: 96% approved of 56United Fidelity Funding Corp.: 97% approved of 61Stride Bank, National Association: 97% approved of 62Ark-La-Tex Financial Services, LLC.: 97% approved of 62Provident Funding Associates, L.P.: 97% approved of 31Waterstone Mortgage Corporation: 97% approved of 64First Federal Bank: 97% approved of 35Megastar Financial Corp.: 97% approved of 117Mazuma Credit Union: 98% approved of 41Hallmark Home Mortgage, LLC: 98% approved of 89Guaranteed Rate, Inc.: 98% approved of 107The Central Trust Bank: 98% approved of 162Guild Mortgage Company LLC: 99% approved of 335Prosperity Home Mortgage, LLC: 99% approved of 214Fairway Independent Mortgage Corporation: 99% approved of 747Crosscountry Mortgage, LLC: 99% approved of 90Primelending, A Plainscapital Company: 99% approved of 855Community Mortgage, LLC: 99% approved of 113Flat Branch Mortgage, Inc.: 99% approved of 470First Bank: 99% approved of 128First State Bank of St. Charles, Missouri: 100% approved of 247Click N' Close, Inc.: 100% approved of 185M Squared Financial LLC: 100% approved of 118Endeavor Capital, LLC.: 100% approved of 72Summit Funding, Inc.: 100% approved of 66New American Funding, LLC: 100% approved of 54Bell Bank: 100% approved of 52Das Acquisition Company, LLC: 100% approved of 42ASSEMBLIES OF GOD Credit Union: 100% approved of 30

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Clay County

LenderApprovalApprovedTaken upTypical loanLoans made
1Communityamerica Federal Credit Union95%938 / 98798%$285K922
2Primelending, A Plainscapital Company99%847 / 85597%$285K823
3Fairway Independent Mortgage Corporation99%738 / 74799%$255K733
4United Wholesale Mortgage, LLCBroker only95%554 / 58699%$275K549
5Leaderone Financial Corporation94%506 / 541100%$265K505

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 342 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Clay County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Clay County

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Nearby markets

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