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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Jackson County, Missouri

Fat Boy Data analyzed home improvement loan activity in Jackson County, Missouri to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,386 applications were decided by 137 lenders between 2023 and 2025.

Jackson County at a glance

137Active lenders27 with 20+ decisions
60.1%Market approval rate3,837 of 6,386 decided
$65KTypical loanmedian lender, $10K brackets
94%Borrower take-up3,595 loans funded

How Jackson County compares

Approval rate compared
Jackson County60.1%Missouri64.1%All 616 counties62.7%
Typical loan compared
Jackson County$65KMissouri$65KAll 616 counties$75K

What the data shows

Communityamerica Federal Credit Union made the most home improvement loans in Jackson County, MO, 1,196 of them.

That is 33% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Capitol Federal Savings Bank approved the highest share of applications among lenders with at least 20 decisions here, 85% of 172.

Only 2 lenders here typically write at or below $35K: Capitol Federal Savings Bank, Shoreham Bank.

Approval rate of all 27 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 35% approved of 178Bank of America, National Association: 39% approved of 602U.S. Bank National Association: 44% approved of 538BOKF, National Association: 44% approved of 108Spring Eq, LLC: 46% approved of 96Navy Federal Credit Union: 50% approved of 110Commerce Bank: 53% approved of 719BMO Bank National Association: 53% approved of 128UMB Bank, National Association: 55% approved of 374Third Federal Savings And Loan Association Of Cleveland: 56% approved of 25Arvest Bank: 56% approved of 216New American Funding, LLC: 57% approved of 21Mainstreet Federal Credit Union: 60% approved of 58NBH Bank: 61% approved of 56The Central Trust Bank: 62% approved of 159Equity Bank: 62% approved of 61PNC Bank, National Association: 64% approved of 36First National Bank of Omaha: 67% approved of 99First Federal Bank of Kansas City: 69% approved of 119Mazuma Credit Union: 72% approved of 68Figure Lending LLC: 73% approved of 171Communityamerica Federal Credit Union: 74% approved of 1,764Shoreham Bank: 74% approved of 23Nationstar Mortgage LLC: 74% approved of 31Rocket Mortgage, LLC: 75% approved of 281St Midamerica Credit Union: 85% approved of 33Capitol Federal Savings Bank: 85% approved of 172

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Jackson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Communityamerica Federal Credit Union74%1,301 / 1,76492%$65K1,196
2Commerce Bank53%378 / 71998%$55K369
3Bank of America, National Association39%234 / 60298%$65K230
4U.S. Bank National Association44%236 / 53897%$55K229
5UMB Bank, National Association55%207 / 37494%$55K195

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 132 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Jackson County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Typical loan and full range
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