HomeNew HampshireRefinance
refinance lenders · HMDA 2023–2025

Refinance lenders in New Hampshire

Fat Boy Data analyzed mortgage refinance activity in New Hampshire to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 11,857 applications were decided by 289 lenders between 2023 and 2025.

New Hampshire at a glance

289Active lenders71 with 20+ decisions
80.5%Market approval rate9,548 of 11,857 decided
$235KTypical loanmedian lender, $10K brackets
95%Borrower take-up9,045 loans funded

How New Hampshire compares

Approval rate compared
New Hampshire80.5%All 616 counties76.5%
Typical loan compared
New Hampshire$235KAll 616 counties$295K

What the data shows

Citizens Bank, National Association made the most mortgage refinances in New Hampshire, 2,331 of them.

That is 26% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

Total Mortgage Services, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.

The typical mortgage refinance here is $235K, 20% smaller than the the United States typical of $295K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 30% approved of 242Amerisave Mortgage Corporation: 33% approved of 33Spring Eq, LLC: 41% approved of 59Lakeview Loan Servicing, LLC: 58% approved of 206First Technology: 63% approved of 52New Hampshire: 64% approved of 39Newrez LLC: 65% approved of 109Third Federal Savings And Loan Association Of Cleveland: 65% approved of 72Bank of America, National Association: 65% approved of 274Homebridge Financial Services, Inc.: 66% approved of 29Bar Harbor Bank & Trust: 67% approved of 64Navy Federal Credit Union: 68% approved of 34Manufacturers and Traders Trust Company: 69% approved of 191Mortgage Research Center, LLC: 70% approved of 128Salem Co-Operative Bank: 71% approved of 45Bellwether Community Credit Union: 71% approved of 28Lighthouse Federal Credit Union: 72% approved of 88Merrimack County Savings Bank: 72% approved of 46Eastern Bank: 75% approved of 159Bangor Savings Bank: 76% approved of 84Onity Mortgage Corporation: 76% approved of 38Align Credit Union: 77% approved of 47Kennebunk Savings Bank: 77% approved of 39Finance of America Reverse LLC: 78% approved of 36Citizens Bank, National Association: 78% approved of 3,075Service Federal Credit Union: 79% approved of 113Triangle Credit Union: 79% approved of 91TD Bank, National Association: 79% approved of 671St. Mary's Bank: 81% approved of 559Hanscom: 82% approved of 68Harborone Mortgage, LLC: 82% approved of 57Amerant Mortgage, LLC: 84% approved of 43Rocket Mortgage, LLC: 84% approved of 528JPMorgan Chase Bank, National Association: 84% approved of 32Nationstar Mortgage LLC: 85% approved of 72Mutual of Omaha Mortgage, Inc.: 86% approved of 72Longbridge Financial, LLC: 88% approved of 69NBT Bank, National Association: 89% approved of 44Pennymac Loan Services, LLC: 89% approved of 135Guild Mortgage Company LLC: 89% approved of 155Fairway Independent Mortgage Corporation: 90% approved of 93United Wholesale Mortgage, LLC: 91% approved of 759Envoy Mortgage, Ltd: 91% approved of 34Brightbridge Credit Union: 92% approved of 106Loandepot.Com, LLC: 92% approved of 156Salem Five Cents Savings Bank: 93% approved of 27Cmg Mortgage, Inc.: 94% approved of 539New American Funding, LLC: 94% approved of 35Guaranteed Rate, Inc.: 94% approved of 90Movement Mortgage, LLC: 95% approved of 58Keystone Funding, Inc.: 95% approved of 40Nbkc Bank: 96% approved of 25Village Capital & Investment LLC: 96% approved of 56Freedom Mortgage Corporation: 97% approved of 271Sage Home Loans Corporation: 97% approved of 35Crosscountry Mortgage, LLC: 98% approved of 122Leader Bank, National Association: 98% approved of 48Emm Loans LLC: 99% approved of 167Total Mortgage Services, LLC: 100% approved of 27American Neighborhood Mortgage Acceptance Company LLC: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in New Hampshire

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens Bank, National Association78%2,401 / 3,07597%$205K2,331
2United Wholesale Mortgage, LLCBroker only91%687 / 75996%$425K661
3TD Bank, National Association79%531 / 67199%$125K525
4St. Mary's Bank81%454 / 55996%$145K436
5Cmg Mortgage, Inc.94%505 / 53992%$385K465

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 284 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in New Hampshire. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for New Hampshire

Counties in New Hampshire