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refinance lenders · HMDA 2023–2025

Refinance lenders in Monmouth County, New Jersey

Fat Boy Data analyzed mortgage refinance activity in Monmouth County, New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,589 applications were decided by 285 lenders between 2023 and 2025.

Monmouth County at a glance

285Active lenders47 with 20+ decisions
76.3%Market approval rate5,031 of 6,589 decided
$255KTypical loanmedian lender, $10K brackets
95%Borrower take-up4,804 loans funded

How Monmouth County compares

Approval rate compared
Monmouth County76.3%New Jersey75.7%All 616 counties76.5%
Typical loan compared
Monmouth County$255KNew Jersey$235KAll 616 counties$295K

What the data shows

PNC Bank, National Association made the most mortgage refinances in Monmouth County, NJ, 549 of them.

Nationwide Mortgage Bankers, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.

Approval rate of all 47 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 35% approved of 222Lakeview Loan Servicing, LLC: 43% approved of 70Northfield Bank: 47% approved of 32Pentagon Federal Credit Union: 52% approved of 33Spring Eq, LLC: 52% approved of 46Lakeland Bank: 57% approved of 23Mortgage Research Center, LLC: 57% approved of 21Onity Mortgage Corporation: 62% approved of 40Third Federal Savings And Loan Association Of Cleveland: 63% approved of 145Manufacturers and Traders Trust Company: 67% approved of 76Newrez LLC: 68% approved of 47Columbia Bank: 68% approved of 60Bank of America, National Association: 69% approved of 544Provident Bank: 69% approved of 85PNC Bank, National Association: 71% approved of 787Fourleaf: 73% approved of 26Advisors Mortgage Group, L.L.C.: 74% approved of 73Citizens Bank, National Association: 74% approved of 719TD Bank, National Association: 75% approved of 579Wells Fargo Bank, National Association: 76% approved of 50Lendage, LLC: 80% approved of 20Finance of America Reverse LLC: 82% approved of 60Nationstar Mortgage LLC: 84% approved of 43Rocket Mortgage, LLC: 84% approved of 321Mutual of Omaha Mortgage, Inc.: 84% approved of 56Fulton Bank, National Association: 85% approved of 27OceanFirst Bank, National Association: 86% approved of 81Amboy Bank: 87% approved of 103Cmg Mortgage, Inc.: 88% approved of 32Loandepot.Com, LLC: 88% approved of 58Longbridge Financial, LLC: 88% approved of 43Nqm Funding, LLC: 89% approved of 35JPMorgan Chase Bank, National Association: 89% approved of 79Pennymac Loan Services, LLC: 90% approved of 109Atlantis Mortgage Co., Inc.: 90% approved of 21United Wholesale Mortgage, LLC: 91% approved of 264U.S. Bank National Association: 91% approved of 35Village Capital & Investment LLC: 94% approved of 48Manasquan Bank: 95% approved of 191Paramount Residential Mortgage Group, Inc.: 95% approved of 20American Neighborhood Mortgage Acceptance Company LLC: 95% approved of 21Freedom Mortgage Corporation: 96% approved of 73Absolute Home Mortgage Corporation: 98% approved of 41Guaranteed Rate, Inc.: 98% approved of 42Crosscountry Mortgage, LLC: 98% approved of 117Nationwide Mortgage Bankers, Inc.: 100% approved of 28FM Home Loans, LLC: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Monmouth County

LenderApprovalApprovedTaken upTypical loanLoans made
1PNC Bank, National Association71%562 / 78798%$205K549
2Citizens Bank, National Association74%535 / 71998%$255K525
3TD Bank, National Association75%434 / 57998%$205K425
4Bank of America, National Association69%376 / 54498%$205K368
5Rocket Mortgage, LLC84%269 / 32196%$465K257

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 280 more lenders.

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