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refinance lenders · HMDA 2023–2025

Refinance lenders in Union County, New Jersey

Fat Boy Data analyzed mortgage refinance activity in Union County, New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,565 applications were decided by 235 lenders between 2023 and 2025.

Union County at a glance

235Active lenders30 with 20+ decisions
75.4%Market approval rate2,687 of 3,565 decided
$335KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,529 loans funded

How Union County compares

Approval rate compared
Union County75.4%New Jersey75.7%All 616 counties76.5%
Typical loan compared
Union County$335KNew Jersey$235KAll 616 counties$295K

What the data shows

Citizens Bank, National Association made the most mortgage refinances in Union County, NJ, 284 of them.

Nationwide Mortgage Bankers, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 35.

The typical mortgage refinance here is $335K, 43% larger than the New Jersey typical of $235K.

Approval rate of all 30 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 28% approved of 128Lakeview Loan Servicing, LLC: 39% approved of 66Pentagon Federal Credit Union: 46% approved of 24Newrez LLC: 49% approved of 55Third Federal Savings And Loan Association Of Cleveland: 56% approved of 62Spring Eq, LLC: 62% approved of 26Wells Fargo Bank, National Association: 62% approved of 53Bank of America, National Association: 68% approved of 301Northfield Bank: 70% approved of 37Citizens Bank, National Association: 73% approved of 396PNC Bank, National Association: 75% approved of 277TD Bank, National Association: 76% approved of 259Provident Bank: 76% approved of 21U.S. Bank National Association: 79% approved of 28Columbia Bank: 80% approved of 56Manufacturers and Traders Trust Company: 80% approved of 46United Wholesale Mortgage, LLC: 81% approved of 154Rocket Mortgage, LLC: 82% approved of 158Mutual of Omaha Mortgage, Inc.: 83% approved of 24Pennymac Loan Services, LLC: 88% approved of 78Village Capital & Investment LLC: 91% approved of 47JPMorgan Chase Bank, National Association: 92% approved of 60Crosscountry Mortgage, LLC: 93% approved of 56Freedom Mortgage Corporation: 94% approved of 72Guaranteed Rate, Inc.: 95% approved of 42Loandepot.Com, LLC: 96% approved of 47Nationstar Mortgage LLC: 96% approved of 24Guaranteed Rate Affinity, LLC: 97% approved of 32Nationwide Mortgage Bankers, Inc.: 100% approved of 35Absolute Home Mortgage Corporation: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Union County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens Bank, National Association73%288 / 39699%$255K284
2Bank of America, National Association68%205 / 30199%$205K202
3PNC Bank, National Association75%208 / 27795%$205K197
4TD Bank, National Association76%196 / 25999%$255K195
5Rocket Mortgage, LLC82%130 / 15894%$485K122

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 230 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Union County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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