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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Bronx County, New York

Fat Boy Data analyzed cash-out refinance activity in Bronx County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,417 applications were decided by 110 lenders between 2023 and 2025.

Bronx County at a glance

110Active lenders16 with 20+ decisions
56.7%Market approval rate803 of 1,417 decided
$275KTypical loanmedian lender, $10K brackets
92%Borrower take-up739 loans funded

How Bronx County compares

Approval rate compared
Bronx County56.7%New York72.6%All 616 counties68.2%
Typical loan compared
Bronx County$275KNew York$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Bronx County, NY, 199 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 93% of 30.

Lenders approved 56.7% of cash-out refinance applications in Bronx County, NY, 15.9 percentage points below the New York rate of 72.6%.

The typical cash-out refinance here is $275K, 49% larger than the New York typical of $185K.

Approval rate of all 16 lenders with 20+ decisions here
0%25%50%75%100%Carrington Mortgage Services, LLC: 18% approved of 49Newrez LLC: 20% approved of 143Navy Federal Credit Union: 30% approved of 20Wells Fargo Bank, National Association: 32% approved of 38Citibank, National Association: 37% approved of 30Quorum Federal Credit Union: 48% approved of 42Loandepot.Com, LLC: 54% approved of 39United Wholesale Mortgage, LLC: 61% approved of 84Flagstar Bank, National Association: 62% approved of 26Freedom Mortgage Corporation: 63% approved of 27Rocket Mortgage, LLC: 64% approved of 320JPMorgan Chase Bank, National Association: 65% approved of 109Nationstar Mortgage LLC: 71% approved of 49Crosscountry Mortgage, LLC: 87% approved of 30Reliance First Capital, LLC: 93% approved of 30United Mortgage Corp.: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Bronx County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC64%206 / 32097%$205K199
2Newrez LLC20%28 / 143100%$265K28
3JPMorgan Chase Bank, National Association65%71 / 10993%$275K66
4United Wholesale Mortgage, LLCBroker only61%51 / 8492%$385K47
5Carrington Mortgage Services, LLC18%9 / 4944%$485K4

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 105 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Bronx County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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