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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Chautauqua County, New York

Fat Boy Data analyzed home improvement loan activity in Chautauqua County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,011 applications were decided by 50 lenders between 2023 and 2025.

Chautauqua County at a glance

50Active lenders10 with 20+ decisions
65.8%Market approval rate665 of 1,011 decided
$55KTypical loanmedian lender, $10K brackets
98%Borrower take-up651 loans funded

How Chautauqua County compares

Approval rate compared
Chautauqua County65.8%New York58.6%All 616 counties62.7%
Typical loan compared
Chautauqua County$55KNew York$75KAll 616 counties$75K

What the data shows

Community Bank, National Association made the most home improvement loans in Chautauqua County, NY, 193 of them.

That is 30% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Greater Woodlawn Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 90% of 21.

Lenders approved 65.8% of home improvement loan applications in Chautauqua County, NY, 7.2 percentage points above the New York rate of 58.6%.

The typical home improvement loan here is $55K, 27% smaller than the New York typical of $75K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 10 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 19% approved of 31Bank of America, National Association: 33% approved of 21KeyBank National Association: 46% approved of 41Citizens Bank, National Association: 47% approved of 34Manufacturers and Traders Trust Company: 61% approved of 223Northwest Bank: 71% approved of 153Community Bank, National Association: 77% approved of 251Lake Shore Bank: 77% approved of 62Western Division Federal Credit Union: 88% approved of 25Greater Woodlawn Federal Credit Union: 90% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Chautauqua County

LenderApprovalApprovedTaken upTypical loanLoans made
1Community Bank, National Association77%193 / 251100%$55K193
2Manufacturers and Traders Trust Company61%137 / 22396%$55K131
3Northwest Bank71%109 / 15397%$55K106
4Lake Shore Bank77%48 / 6296%$55K46
5KeyBank National Association46%19 / 41100%$55K19

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 45 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Chautauqua County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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