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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Kings County, New York

Fat Boy Data analyzed cash-out refinance activity in Kings County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,018 applications were decided by 159 lenders between 2023 and 2025.

Kings County at a glance

159Active lenders42 with 20+ decisions
62.8%Market approval rate2,524 of 4,018 decided
$445KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,367 loans funded

How Kings County compares

Approval rate compared
Kings County62.8%New York72.6%All 616 counties68.2%
Typical loan compared
Kings County$445KNew York$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Kings County, NY, 437 of them.

East Coast Capital Corp. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 35.

Lenders approved 62.8% of cash-out refinance applications in Kings County, NY, 9.8 percentage points below the New York rate of 72.6%.

The typical cash-out refinance here is $445K, 141% larger than the New York typical of $185K.

Approval rate of all 42 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 5% approved of 21American Financing Corporation: 9% approved of 33Newrez LLC: 26% approved of 312Carrington Mortgage Services, LLC: 26% approved of 102Navy Federal Credit Union: 36% approved of 33Wells Fargo Bank, National Association: 39% approved of 108Freedom Mortgage Corporation: 41% approved of 27Fourleaf: 43% approved of 65Municipal Credit Union: 46% approved of 28Citizens Bank, National Association: 47% approved of 43Quorum Federal Credit Union: 47% approved of 141Flagstar Bank, National Association: 47% approved of 81Manufacturers and Traders Trust Company: 50% approved of 36Plaza Home Mortgage, Inc.: 53% approved of 87TD Bank, National Association: 56% approved of 41Bank of America, National Association: 57% approved of 21Homebridge Financial Services, Inc.: 58% approved of 24Nationstar Mortgage LLC: 59% approved of 107Cardinal Financial Company, Limited Partnership: 62% approved of 24Citibank, National Association: 64% approved of 84Valley National Bank: 65% approved of 37Wall Street Mortgage Bankers, Ltd.: 66% approved of 29Pennymac Loan Services, LLC: 67% approved of 45Loandepot.Com, LLC: 67% approved of 58Hsbc Bank USA, N.A.tional Association: 69% approved of 26Guaranteed Rate, Inc.: 70% approved of 23Rocket Mortgage, LLC: 71% approved of 643JPMorgan Chase Bank, National Association: 72% approved of 292United Wholesale Mortgage, LLC: 72% approved of 425A&D Mortgage LLC: 78% approved of 68Quontic Bank: 80% approved of 30East West Bank: 81% approved of 26American Financial Network, Inc.: 81% approved of 43The Federal Savings Bank: 83% approved of 24Crosscountry Mortgage, LLC: 91% approved of 46Meadowbrook Financial Mortgage Bankers Corp.: 94% approved of 33Reliance First Capital, LLC: 95% approved of 37United Mortgage Corp.: 97% approved of 30Contour Mortgage Corporation: 97% approved of 36Ark Mortgage, Inc.: 98% approved of 56East Coast Capital Corp.: 100% approved of 35Nationwide Equities Corporation: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Kings County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC71%454 / 64396%$325K437
2United Wholesale Mortgage, LLCBroker only72%308 / 42598%$455K302
3Newrez LLC26%82 / 31295%$485K78
4JPMorgan Chase Bank, National Association72%210 / 29297%$385K203
5Quorum Federal Credit Union47%66 / 14177%$225K51

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 154 more lenders.

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Other lending data for Kings County

Mortgage lenders in Kings CountyHome improvement loans in Kings CountyRefinance in Kings CountyInvestment property purchase in Kings CountyInvestment cash-out refinance in Kings CountyInvestment refinance in Kings CountyInvestment home improvement in Kings County

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